HOW THE CHARGING OF INTEREST DESTROYS THE ECONOMY

We cannot rebuild our economy until we treat the cancer that is killing it. That cancer is called the money and banking system.

The system was designed, not for the greater good - that is to create money as a medium of exchange and store of future value – but as a means to profit at our expense.

Nowadays banks create money electronically, literally out of thin air, by using debit and credit entries on computer screens. Money is created as loans (debt), but the interest charged is not created, so there is only ever enough money in circulation to repay the loan capital – not the interest.

This forces borrowers to compete for money to repay the interest on their loans. But it is impossible for everyone to repay the interest as the money to cover it was never created in the first place. So borrowers’, who default, may forfeit their possessions, giving banks real assets in return for money created out of nothing.

What is worse is the ‘fractional reserve’ lending aspect of this system, which permits banks to multiply their profits by lending up to nine times more than they receive in deposits. This plays havoc with the money supply because more (and sometimes less) money is created than is needed to buy the goods and services produced. The following example explains how this ‘profit multiplier’ works:

You would think that if banks charge 5% on loans and pay 3% to depositors their profit would be 2% but it’s not, its 42%. This is because for every £100 deposited, the bank only keeps £10 in reserve to cover their customer’s cash needs. The remaining £90 is lent out. The borrower takes their £90 loan and deposits it in a bank. The bank holds back 10% (£9) and lends the balance of £81. This process is repeated until the original £100 deposit has multiplied into £900 worth of loans generating £45 of interest. The bank paid out £3 interest on the original £100 deposit so their profit is £42 (42%).

This system destabilises the economy and makes it impossible to control. All our financial problems stem from it. Historically the charging of interest was illegal. Only when it is made so again can the real recovery begin.

(c) Copyright 2009 Kim Andrew Lincoln

For a comprehensive explanation of the history and operation of  the money, banking and  'fractional reserve' lending system please go to: http://www.larryhannigan.com/TheEarthPlus5.htm

FUNNY MONEY

We are controlled through the money system
By greedy banks who dominate
But they have built a tower of Babel
That one day will disintegrate

Stop corruption of the money system
End this theft of our wealth by stealth
Abundance is our right in God’s Kingdom
In money, happiness and health

Perverted money – something for nothing
Reaping reward from other’s sweat
Stealing the value of people’s labour
With too much money, too much debt

It started out with the wars in Europe
How to pay for the crippling cost
A **clever banker set up the system
Ensuring that the people lost

We’re money slaves without understanding
Of how the systems’ robbed us blind
With penal taxation by inflation
And interest - that’s another crime

Money detached from things of real value
This system siphons wealth away
And we support it by working smarter
We need to find another way

What we want is a pure money system
Currency that is backed by gold
We say no to created inflation
We want money whose value will hold

Radical change needs Golden Age thinking
And laws that will these bankers shock
Wake up now see a system that’s failing
The money machine runs amok

Chorus

We can put a stop to this funny money
We can bring an end to this anti - Christ tool
We can see what’s right with crystal clear vision
We can see a world with real money rules
We don’t want no more…
We don’t want no more…
We don’t want no more - of your funny money
We don’t want no more - of your funny money
We have had enough - of your funny money
We can see a world with real money rules
We don’t want no more - of your funny money
We don’t want no more - of your funny money
We have had enough - of your funny money
We can see a world with real money rules


(c) Copyright 2008 Kim Andrew Lincoln

** A. M. Rothschild is generally acknowledged as the founder
of ‘fractional reserve’ banking that has been the black heart of the

free world’s financial system since the Napoleonic Wars.

PEACEMAKERS

Given what is coming  to light in the IRAQ WAR public enquiry this song/poem is particularly apt...


PEACEMAKERS



PeaceMakers of Gaia
God gave us this Earth
And the choice to be more
With every rebirth
The wars we have started
Now we must end
BE Suns of our Father
Daughters and friends


The blindness of ego
Causes all wars
The Black and White thinking
That darkens our shores
War is a fog
On the light of our souls
See through the illusion
Be One with the Whole


War is the darkness
No gun can destroy
Only light can remove
The love we deploy
God never commanded
We kill in his name
No peacemaker sanctions
A bombing campaign

Peacemakers of Gaia
Don’t bend to the line
That war can bring peace
When war is a crime
Peacemakers of Gaia
Don’t let your sons fall
The grey thinking too
Makes losers of all


Peacemakers of Gaia
God’s children do bleed
With this hidden agenda
Of power and greed
The great beast is waiting
In the shadows to rise
Deny him his moment
Let peace be our prize


Peacemakers of Gaia
God won’t force your hand
Free will is the law
We must take a stand
For the peace flame to grow
Wipe war from your heart
When peace is within
Outside it will start

(c) Copyright 2006 Kim Andrew Lincoln

THE GIFT OF PEACE ...THIS CHRISTMAS

I wrote this song/poem at the beginning of this year. It is my Christmas present to all who visit this blog. Have a wonderful Christmas

THE GIFT OF PEACE ...THIS CHRISTMAS


Part One 

As enlightenment comes
In all mansions we be
When we act with all care
More empowered are we

No protection we need
On our chest armour plate
Men at arms in the field
Navy ships laying wait

We are of pure light and we are of pure God
And nothing of Earth can kill this

Let your light rise this day
And your doubt fall away
As the clouds disappear
Let the sun light your way

Birth the babe in your arms
The Christ child - without fear
Manifest in your life
All the things you’ve held dear

Cradle him to your heart
All on Earth then forgive
Peace and love let it reign
In your life let him live

We are of pure light and we are of pure God
And nothing of Earth can harm this

Warriors of the Light
Cannot strike with a sword
Anger less we must fight
Adding not to world storms

We are of pure light and we are of pure God
And nothing of Earth can change this

At the apex we stand
Of a new Golden Age
And its faith that we need
Moving to the next stage

Without nets we must leap
With all love to transcend
Knowing peace will be there
A free world without end

We are of pure light and we are of pure God
Nothing of Earth can destroy this
This thought’s all we need, through our lives it is weaved
And nothing of Earth can harm this
We are of pure light and we are of pure God
And nothing of Earth can change this

Part Two

Give yourself a gift this Christmas
Give yourself the gift of peace
Give this gift with all your thinking
Give it with the words you speak

Give this peace in all your giving
Give this peace when you receive
Give yourself what Jesus gave us
Be yourself - the Prince of Peace

Give yourself the prize this Christmas
Give yourself the child within
Unwrap the clothes that kept him hidden
Let the Golden Age begin

(c) Copyright 2009 Kim Andrew Lincoln

HOW BANKINGS BEST KEPT SECRET HAS OUR BIGGEST PROBLEMS MADE

For all the comment and debate about what is wrong with our financial system, the government and mainstream media has carefully avoided pointing to the real cause of the problem.

The blame game is in full swing but the conspiracy of silence concerning the truth has been deafening.

What I am talking about here is the worlds best kept secret - something that when it was introduced went virtually unnoticed. It was a change so small and seemingly insignificant, that for several hundred years we accepted it as part of our everyday lives. And yet its impact has been greater than any other event in history.

Had it not occurred it is likely that our living standards would be between ten and a hundred times higher and poverty would have long gone. Inflation, deflation and unemployment would be words with which we are not familiar.

Social division, terrorism and war would be alien concepts and the political landscape would be unrecognisable. The twin tyrannies of corporate monopolies and a self serving government would not exist.

Our world would be based on co-operative ventures that respect individual freedoms and raise all life.

If you want to know why we have been plagued with a perverted money and banking system that causes poverty, chaos and conflict type: ‘I want the Earth plus 5%’ into your internet search engine and read the illustrated story by Larry Hannigan. It explains simply how the banking elite have enslaved the world with their ‘fractional reserve’ lending system. After reading it you will be outraged. So, email your MP and demand that this evil system be replaced with a sound (debt free) money system administered by a state owned and run ‘Peoples Bank’. For your MP’s contact details go to: www.writetothem.com

Together we can transform this World.

(c) Copyright 2009 Kim Andrew Lincoln

A PURE MONEY SYSTEM WILL SAVE THE ECONOMY

Following the unprecedented meltdown of bank shares last week, there is a growing realisation that this financial crisis presents a golden opportunity to remove the iniquity of the fractional reserve banking system that is the root cause of nearly all our economic problems today.

Fractional reserve banking is like a pyramid selling scheme in that it relies upon the creation of ever increasing amounts of lending (debt) to sustain it, but because we now have too much debt and cannot pay it all back the system is collapsing under its own weight.

We need to re – establish a pure money system - backed by gold - where the amount of money in circulation is controlled, so that it equals the value of all goods and services in the economy. This matters because if too much money chases too few goods and services inflation results.

The present money system was designed specifically to create inflation which is, in effect, a hidden tax that governments use to extract more money from us than we realise.

It all started when the Kings of Europe wanted to fund a war with Napoleon but knew they could not raise the money they needed from taxes alone - because the people would not stand for it. So they allowed the banker, A. M. Rothschild to create a ‘fractional reserve’ banking system to provide them with the money they needed to fight their wars and then pass on the cost to the people through the inflation that this excess money system created.

Governments have been using this trickery ever since to hide the real cost of their over spending. In the UK we even have an inflation target of 2% per year! A pure money system, however, would eliminate inflation and enable us to benefit from the massive increases in living standards that new technological advances normally bring, but which have been denied us by the wealth sapping effects that inflation has had on our incomes since the time of Napoleon.

A pure money system ensures ever rising living standards because the value of money is constant while innovation and more efficient ways of working forces the price of goods and services down. The gap between the rich and poor is reduced and poverty is eliminated.

The establishment of a pure money system is the only long term solution to the massive deflationary pressures now building in the economy.

The question is do we have the resolve to force the banking powers to yield to the people’s best interests. Whatever we do a financial revolution is most certainly needed.

Published in the ‘LETTERS’ section of the Shropshire Star newspaper on 27/9/2008

(c) Copyright 2008 Kim Andrew Lincoln

REPLACE PRIVATE BANKS WITH A PEOPLES BANK

Small to medium size businesses are the life blood of this country and yet they are being starved of the cash they need to survive. Despite the hundreds of billions of pounds of tax payers money that the government is pumping into the banking system to keep the wheels of commerce turning we are hearing stories of overdrafts called in, lending cut back and loan costs too high.

If the banks will not help hard pressed businesses through the recession tax payers should stop supporting them so that when the banks fail we can pick up their shares on the cheap and the whole banking system can then be redesigned to serve customers not shareholders.

And with command of the banking network the people - via state institutions like the Bank of England - would have full control of the money supply so that the flaws in the present ‘fractional reserve’ system could be removed and the foundations laid for sustainable economic growth.

Naturally this enterprise should operate on sound business lines, but the essential difference would be that the ‘People’s Bank’ would be run for the benefit of society as a whole and not to line the pockets of the power elite - as it is today.

I leave you with this chilling and apposite warning made by Thomas Jefferson in 1802:

'I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.'

Published in ‘LETTERS’ in the Shropshire Star newspaper on 11/11/2008

(c) Copyright 2008 Kim Andrew Lincoln